At Fairview Financial, we understand that no two businesses or business owners are alike and that’s why we look at each scenario individually to ensure that our clients get the financing that fits with their businesses goals and needs. By looking at each business on an individual basis, we are able to approve many more business owners than our competition.
We can provide funding programs for business owners with blemish credit history, newer businesses and those businesses that perform well but can’t show it with financial statements. Our financing terms can range from 1 to 5 years! With our common sense process, we approve a large percentage of our applications. It only takes a few seconds to apply and less than 24 hrs for approval.
Fairview Financial is a comprehensive financial service firm that uses a revolutionary merit-based underwriting system, so credit score plays less of a role than ever. With this method we are able to approve small business funding in as little as 5 business days. We believe that your business deserves to be evaluated by people, not by computers and scoring models, which is why we establish long-term relationships with all of our clients. We view you as a person and not as a means to profit.
A merchant cash advance is funding which is unlike a regular loan. It is a purchase of a fixed dollar amount of the merchant’s debit and credit card receivables. AIG and it’s affiliates will purchase a specific dollar amount of the future sales at a discount. So, instead of paying a large fixed monthly payment like a loan, a fixed percentage of the daily revenue will be remitted automatically to the Provider. The cash advance amount ranges from $5,000 to $150,000.